HOW TO MANAGE YOUR PERSONAL FINANCES

Expenditures never come down. Due to price changes, economic downturns and resource depletion through environmental effects, you shall always pay for the same thing higher than what you paid over the past periods. How do you ensure that you keep your income at least at par or best higher than your expenditure? It is a well-known fact that these techniques are never taught in schools. You have to learn them either the hard way through personal experiences or learn from people that tread the same path. Let us consider the following steps in our planning and delivery of your personal […]

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IS EARLY RETIREMENT SPIRITUALLY ADVISABLE?

It is as if I am energizing people to work and never giving them a break! Why should you want to break any way? Your leave from work and weekends should suffice for a good rest. But not retirement at early stage! Why should I say so? Is it Biblical to retire early in one’s working life? In our present era, there is a mad rush for people to retire early so that they can focus on personal enjoyment, entertainment and possibly spend time on family responsibilities. Abraham worked till he died at age 175 (Genesis 25:7). Moses worked till […]

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THE FRENCH ASSIMILATION POLICY; CAN WE LEARN ANYTHING FROM IT?

France is considered the diplomatic nation of the world. Their language was adopted by United Nations (UN) and other international organisations as the official diplomatic language. How was this achieved by France? “Assimilation was one ideological basis of French colonial policy in the 19th and 20th centuries. In contrast with British imperial policy, the French taught their subjects that, by adopting French language and culture, they could eventually become French. The famous ‘Four Communes’ in Senegal were seen as proof of this. Here Africans were afforded all the rights of French citizens. “The French Assimilation concept was based on the […]

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HOW TO CREATE PERMANENT WEALTH

Salaries and fringe benefits are very enticing. Your value is recognised by the employer and therefore the employer tries as much as possible to keep you in order to maximise its investments in you. With this, top managers and directors of good organisations enjoy a lot of juicy benefits; good salary, vehicle, fuel allowances, phone and airtime, children school fees paid to some point, housing and security. But these can only last as far as you are still in employment. You could lose the job, move on to another thing or go on retirement. After this, how do you sustain […]

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CAN GOD BE PART OF YOUR STRATEGY?

Imagine taking a caravan of thousands of people on a journey with no map, no plan, no one in charge, no logistical support, no way to keep everyone informed, no scouting reports to assess and update progress, and no navigational instruments.  It would be sheer madness, yet that’s how most companies and individuals are handling their transition through life. Yet the very mere idea of setting strategy does not guarantee Biblical success in line with the fact that “A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous.” – Proverbs […]

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CAN YOU CONSIDER FINANCIAL FASTING?

Fasting is common to all the religions of this Earth. Moslems, Buddhists, Christians and even the occultists do fast. But in line with my popular adage, “Nemo dat quod non habet” (meaning – No one can give you what he doesn’t have), I can only focus on Christian teachings because I do not have the others! The Bible is emphatic on fasting. We have a detailed teaching on fasting and how we should conduct ourselves during fasting in Isaiah chapter fifty-eight.  In this chapter, we are taught not to oppress people but feed the hungry and conduct ourselves in humility […]

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HOW TO ACTUALIZE THAT SMALL BUSINESS IDEA

Getting that corner shop or side service business running can be intriguing and grueling but very lucrative in the shortest possible time. Many people begin just very small but today they have made full-blown multi-million businesses while others also are able to keep niches that satisfy a peculiar segment or interest. Bill Gates once said if you want to be rich, set up a business! How does that sound to you? All the richest people in the world are self-business people; none an employee! Don’t take self-business for granted. A small drop of water…! No matter how small your business […]

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SIX STEPS TO FINANCIAL SUCCESS

We all expect our finances to improve at some point in life. But sometimes this belief becomes elusive and to the extent that we soon lose the steam to carry on out of frustrations and disappointments. Contrary to other novice advisors who may tell you that “if you are not handsome at 20, if you are not strong at 30 and if you are not rich at 40, then you are finished”, it is not true that everyone can make all things at a certain age or stage in life. While most of our celebrities get rich while young, they […]

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SEVEN STEPS TO ACHIEVING YOUR NEW YEAR RESOLUTIONS

It is a fact that only 8% of New Year Resolutions get materialized by the close of the year. Let’s take this year as an example. What were your resolutions at the beginning of the year? Which ones have you been able to achieve? Which ones are not yet achieved? And which ones even fizzled out from your head? Resolutions are broadly categorized into two: the Negative Removals (NR) and the Positive Affirmations (PA). “I shall not drink again”, “I shall not go into the night club again”, “I shall not spend unnecessarily again”, “I shall not chase the girls […]

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THE IMMACULATE CONCEPTION AND THE BIRTH OF THE SON OF GOD

THE IMMACULATE CONCEPTION is not only meant in a physical sense, but is more especially meant in a purely spiritual sense, like so much else in the Bible. Only he who recognizes and perceives that the spiritual world really exists and is in vital activity can find the key to an understanding of the Bible; this alone will make the Word come to life! To all others it will always remain a book with seven seals! Every conception arising out of pure love and a heartfelt looking upwards to the Creator, in which the sensual instinct is only an adjunct and not the […]

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